At Pino Insurance Group, we understand that selecting the right Individual Health Insurance plan can feel overwhelming. That’s why we are here to make the process easier for you. We’ll take the time to thoroughly evaluate your individual health needs, budget, and preferences, ensuring we recommend the plan that best fits your situation. We keep up-to-date on the latest ACA changes and will break down the details of each plan in clear, simple terms. We help you compare options, answer all your questions, and guide you through the enrollment process. With our personalized approach, you can confidently choose the health coverage that’s right for you.

Individual health insurance, also known as Affordable Care Act (ACA) coverage, is designed to provide comprehensive health insurance options for individuals and families. To qualify for an ACA plan, individuals typically need to enroll during the annual open enrollment period, though special enrollment periods may be available due to life changes such as marriage, the birth of a child, or losing other coverage.

ACA plans are categorized into four levels: Bronze, Silver, Gold, and Platinum, each offering different levels of coverage and costs to suit various needs and budgets. These plans are required to cover essential health benefits, such as preventive care, prescription drugs, hospitalization, and more, ensuring that enrollees have access to comprehensive healthcare.